:root{--blue:#1a8fd1;--blue-dark:#0e2a47;--blue-deep:#123a5e;--maroon:#8b1a2e;--maroon-light:#b03048;--bg:#f6f9fc;--ink:#1c2b3a;--muted:#5a6b7d;--line:#e3ebf2;--white:#fff;--shadow:0 10px 30px rgba(14,42,71,.10);--radius:14px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,sans-serif;color:var(--ink);background:#fff;line-height:1.7;font-size:16px}
h1,h2,h3{font-family:'Sora',system-ui,sans-serif;line-height:1.25}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px;gap:16px}
.brand img{height:44px;width:auto;display:block}
.menu{display:flex;align-items:center;gap:6px;list-style:none;flex-wrap:wrap}
.menu a{display:block;padding:9px 13px;font-size:14.5px;font-weight:600;text-decoration:none;border-radius:8px;color:var(--ink)}
.menu a:hover{color:var(--blue);background:var(--bg)}
.menu .cta{background:var(--maroon);color:#fff;border-radius:999px;padding:9px 20px}
.menu .cta:hover{background:var(--maroon-light);color:#fff}
.hero{background:linear-gradient(110deg,#0a1c30 0%,#123a5e 60%,#1a8fd1 140%);color:#fff;padding:64px 0 58px}
.crumb{font-size:13px;color:rgba(255,255,255,.7);margin-bottom:16px}
.crumb a{text-decoration:none;color:#7fd0ff}
.hero h1{font-size:clamp(28px,4.2vw,44px);font-weight:800;max-width:820px;margin-bottom:16px}
.hero p{color:rgba(255,255,255,.88);max-width:720px;font-size:clamp(16px,1.7vw,18px);margin-bottom:26px}
.btn{display:inline-block;padding:13px 28px;border-radius:999px;font-weight:700;font-size:15px;text-decoration:none;transition:.2s}
.btn-red{background:var(--maroon);color:#fff}
.btn-red:hover{background:var(--maroon-light);transform:translateY(-2px)}
.btn-ghost{border:2px solid rgba(255,255,255,.55);color:#fff;margin-left:10px}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.1)}
section{padding:60px 0}
.alt{background:var(--bg)}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--maroon);margin-bottom:10px}
h2.t{font-size:clamp(23px,3vw,32px);font-weight:800;color:var(--blue-dark);margin-bottom:14px}
p.lead{color:var(--muted);max-width:780px;margin-bottom:14px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card h3{font-size:16.5px;color:var(--blue-dark);margin-bottom:8px}
.card p{font-size:14.5px;color:var(--muted)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;position:relative}
.step:before{counter-increment:s;content:counter(s);display:inline-flex;width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:10px;font-family:'Sora',sans-serif}
.step h3{font-size:15.5px;color:var(--blue-dark);margin-bottom:6px}
.step p{font-size:14px;color:var(--muted)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;color:var(--blue-dark);font-family:'Sora',sans-serif;font-size:16px}
.faq details p{margin-top:10px;color:var(--muted);font-size:15px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.chip{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:14px;font-weight:600;color:var(--blue-dark);text-decoration:none}
.chip:hover{border-color:var(--blue);color:var(--blue)}
.cta-band{background:linear-gradient(100deg,var(--maroon),#6d1424);padding:52px 0;text-align:center;color:#fff}
.cta-band h2{font-size:clamp(22px,3vw,30px);margin-bottom:10px}
.cta-band p{color:rgba(255,255,255,.88);margin-bottom:22px}
.btn-white{background:#fff;color:var(--maroon)}
.btn-white:hover{transform:translateY(-2px)}
.btn-ghost2{border:2px solid rgba(255,255,255,.7);color:#fff;margin-left:10px}
footer{background:var(--blue-dark);color:rgba(255,255,255,.75);padding:40px 0 26px;font-size:14.5px}
footer a{color:#7fd0ff;text-decoration:none}
footer .fl{display:flex;flex-wrap:wrap;gap:26px 60px;justify-content:space-between;margin-bottom:22px}
footer img{height:38px;width:auto;background:#fff;border-radius:8px;padding:6px 10px;margin-bottom:10px;display:block}
footer .bt{border-top:1px solid rgba(255,255,255,.14);padding-top:16px;font-size:13px;text-align:center;color:rgba(255,255,255,.5)}
.wa{position:fixed;bottom:22px;right:22px;z-index:60;background:#25D366;color:#fff;border-radius:999px;padding:12px 20px;font-weight:700;text-decoration:none;box-shadow:0 8px 22px rgba(0,0,0,.2);font-size:14.5px}
.steps.s3{grid-template-columns:repeat(3,1fr)}.grid.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.steps.s3,.grid.g2{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.btn-ghost,.btn-ghost2{margin-left:0;margin-top:12px}.menu a{padding:8px 10px;font-size:13.5px}}
@media(max-width:520px){.steps{grid-template-columns:1fr}.nav{height:auto;padding:10px 22px;flex-wrap:wrap;justify-content:center}.brand{flex:none}.brand img{max-width:none}.menu{justify-content:center}}